Terms of Service

Last updated: April 2025

1. Acceptance of Terms

By accessing or using the Divinity Capital website (divinitycapitals.com) and our services, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our website or services.

2. Description of Services

Divinity Capital provides financial services including wealth management, strategic planning, business advisory, and private consulting. Our services are provided on a consultative basis and are subject to separate engagement agreements. The information on this website is for general informational purposes and does not constitute financial advice.

3. No Financial Advice

The content provided on this website is for informational purposes only and should not be construed as financial, investment, tax, or legal advice. You should consult with qualified professionals before making any financial decisions. Divinity Capital does not guarantee any specific outcomes or results from the use of our services.

4. User Responsibilities

When using our website and services, you agree to: provide accurate and truthful information; use our services only for lawful purposes; not interfere with or disrupt the website's operation; not attempt to gain unauthorized access to any systems or data; and comply with all applicable laws and regulations.

5. Communication Consent

By providing your contact information and opting in through our contact form, you consent to receive communications from Divinity Capital, including but not limited to emails, phone calls, and text messages regarding our services. You may revoke this consent at any time by contacting us at dusko@divinitycapitals.com or replying STOP to any text message. Message and data rates may apply for text messages. Consent to receive communications is not a condition of purchasing any services.

6. Intellectual Property

All content on this website, including text, graphics, logos, designs, and other materials, is the property of Divinity Capital and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.

7. Limitation of Liability

To the fullest extent permitted by law, Divinity Capital shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services. Our total liability for any claim shall not exceed the amount you paid for the specific services giving rise to the claim.

8. Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, whether express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of harmful components. We make no guarantees regarding the accuracy or completeness of any information on this website.

9. Indemnification

You agree to indemnify and hold harmless Divinity Capital, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorney's fees) arising from your use of our website or services, or your violation of these Terms of Service.

10. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of law provisions. Any disputes arising from these terms shall be resolved in the courts of Arizona.

11. Modifications

We reserve the right to modify these Terms of Service at any time. Changes will be effective upon posting to this page with an updated date. Your continued use of our website or services after any modifications constitutes acceptance of the revised terms.

12. Severability

If any provision of these Terms of Service is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

13. Contact Information

For questions regarding these Terms of Service, please contact:

Divinity Capital
Dusko Jovicic
Email: dusko@divinitycapitals.com
Arizona, United States