Privacy Policy

1. Introduction

Divinity Capital ("we," "us," or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at divinitycapitals.com, contact us, or use our services.

2. Information We Collect

We may collect the following types of information:

• Personal Information: Name, email address, phone number, and other contact details you provide through our contact form or direct communication.
• Financial Information: Information related to your financial situation that you voluntarily share during consultations.
• Usage Data: Information about how you interact with our website, including IP address, browser type, pages visited, and access times.
• Communication Records: Records of correspondence between you and Divinity Capital, including emails, messages, and phone calls.

3. How We Use Your Information

• To provide and maintain our financial services
• To respond to your inquiries and fulfill your requests
• To send you information about our services with your consent
• To comply with legal obligations and regulatory requirements
• To improve our website and services
• To protect against fraudulent or unauthorized activity

4. SMS/Text Messaging Policy

If you opt in to receive text messages from Divinity Capital:

• You consent to receive recurring messages related to our services, appointment reminders, and account notifications.
• Message frequency varies. Message and data rates may apply.
• You may opt out at any time by replying STOP to any message.
• For help, reply HELP or contact us at dusko@divinitycapitals.com.
• We will not share your phone number or messaging consent with third parties for marketing purposes.
• Your consent to receive text messages is not a condition of purchasing any services.

5. Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share information only in the following circumstances: with your explicit consent; to comply with legal obligations, court orders, or governmental requests; with trusted service providers who assist us in operating our business (bound by confidentiality agreements); or to protect the rights, property, or safety of Divinity Capital, our clients, or others.

6. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law. When your information is no longer needed, we will securely dispose of it.

8. Your Rights

You have the right to: access the personal information we hold about you; request correction of inaccurate information; request deletion of your personal information (subject to legal requirements); opt out of marketing communications at any time; and withdraw consent where processing is based on consent.

9. Cookies & Tracking

Our website may use cookies and similar tracking technologies to enhance your browsing experience. You can control cookie preferences through your browser settings. Disabling cookies may affect certain website functionality.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. We encourage you to review this policy periodically.

11. Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, please contact us:

Divinity Capital
Dusko Jovicic
Email: dusko@divinitycapitals.com
Arizona, United States